From debt consolidation to dream vacations. Use the equity in your home to cover just about any cost.
Key Features
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Competitive Rates
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Quick Decisions
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Local Processing
Home Equity Loans
- Competitive rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And much more
- The existing equity in your home is used as collateral backing
- The interest paid may be tax deductible1
- Repayment terms customized to fit your unique needs
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Home Equity Lines of Credit (HELOC)
- Competitive rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Home improvements
- Debt consolidation
- Emergency reserve
- And much more
- The existing equity in your home is used as collateral backing
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- 10-year draw period; pay back and redraw funds for up to 10 years
- The interest paid may be tax deductible1
- No annual fees
- Pay off loan at any time without penalty
- Funds are easily accessible via our teller line, checks, online, mobile, or automated telephone system
- Repayment terms customized to fit your unique needs
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
1Consult a tax advisor.