Fee Schedule
|
Share Account Fees |
Par Value of One Share |
$25.00 |
Account Closing Fee |
$10.00 if closed within first 90 days of account opening |
Check Cashing Fee (No fee for checks drawn on SCU) |
$15.00 fee is waived when deposit or loan relations is more than $150.00 |
Minimum Balance Fee |
$5.00 per month if $150 daily minimum balance is not maintained. This is waived if if you have another share or loan with SCU. |
Share Draft Account Fees |
All Accounts Copy of Paid Draft Fee |
$3.00 per item |
All Accounts Share Overdraft Fee |
$3.00 per transfer |
Money Market Minimum Balance Fee |
$5.00 per month if minimum balance is not maintained |
Classic Checking Paper Statement Fee |
$3.50 per month |
Classic Business Checking Account - Minimum Balance Fee |
$12.00 per month if minimum balance is not maintained |
Share Draft Insufficient/Uncollected Funds - Returned (NSF) |
$32.00 per item |
Share Draft Insufficient/Uncollected Funds - Overdraft Privilege (ODP) |
$32.00 per item |
Share Draft Printing Fee |
Prices may vary depending upon style |
Stop Payment Fee |
$35.00 per request |
Club Account Fees |
Christmas Club - Excessive Withdrawal Fee |
$5.00 per withdrawal after one (1) free withdrawal per club period. |
Vacation Club - Excessive Withdrawal Fee |
$5.00 per withdrawal after two (2) free withdrawals per year. |
Other Service Fees (applicable to all accounts) |
Account Reconciliation Fee |
$20.00 per hour, $10.00 minimum |
Account Research Fee |
$20.00 per hour, $10.00 minimum |
Account Conversion Fee |
$25.00 per conversion |
Cashing Rapid Refund Loan Check |
$25.00 |
Official Check |
$5.00 per check |
Collection Item Fee |
$32.00 per item |
Deposited Item Return Fee-First Return for NSF |
$5 per item on the first deposited NSF return |
Deposited Item Return Fee-Returned for NSF Second Time Or For Any Other Reason |
$32.00 per item |
Loan Payment Return |
$5.00 per item |
Dormancy Fee |
$5.00 per month after two (2) years |
Legal Process Fee (Lien, Levy, etc) |
$20.00 per hour, $10.00 minimum |
Money Order Fee |
$3.00 per item |
Insufficient/Uncollected Funds Fee |
$32.00 per item |
Loan Payment Online |
$9.99 per payment/fee waived when scheduled as recurring payment |
Loan Payment by Telephone |
$9.99 per payment |
RDC Monthly Fee |
$50.00 per month |
Return Mail Fee |
$5.00 per item |
Statement Copy Fee |
$3.00 per copy |
Wire Transfer (Incoming Fee) |
$10.00 per transfer |
Wire Transfer (Outgoing Fee) |
$20.00 per transfer |
Verification of Deposit by Fax Fee |
$3.00 per request |
Safe Deposit Box Fees Rental (annual) |
Lost key - $75.00/Drill - $150.00 3x5 - $20.00 3x10 - $30.00 5x10 - $40.00 10x10 - $70.00 |
ATM/Debit Card Fees |
Foreign ATM Fee |
$1.00 per use of a foreign ATM machine |
Replacement Debit / Credit Card Fee |
$15.00 per item |
Replacement Credit Card PIN Fee |
$3.00 per occurrence |
Credit Card Fees |
Credit Card Late Payment Fee |
$15.00 |
Credit Card Balance Transfer and Cash Advance Fee |
3% on all cash advances and balance transfers |